Information and Reporing Unit, Banking Supervision Division		14/12/2004
Statement for the second quarter
Banks and Mortgage banks and their subsidiaries, Main data, NIS million
Taken from the quarterly report to 30.06.2004, reported amounts at 30.06.2004 (2003  in adjusted amounts).
Summary consolidated balance sheet	30.06.2004	31.12.2003
Cash and deposits in banks	99,150	101,498
Securities	131,843	121,093
Credit to the public	570,082	569,101
Credit to the government	4,996	5,712
Investments in companies included on an equity basis	3,724	3,596
Buildings and equipment	10,383	10,669
Other assets	20,467	24,068
Total assets	840,644	835,737
Deposits of the public	684,713	680,893
Deposits of banks	25,165	24,284
Deposits of the government	16,439	16,940
Bonds and subordinated notes	40,902	38,931
Other liabilities	25,457	28,466
Total liabilities	792,677	789,514
Quasi-capital items	323	314
Minority shareholders' rights	2,060	1,711
Equity	45,584	44,197
Summary consolidated profit and loss statement	Six months to
	30.06.2004	30.06.2003
Net interest profit before loan-loss provision	10490.2	9785.9
Loan-loss provision	2400.5	3044.2
Operating and other income	6024.7	5473.0
Of which: Operating income	4841.6	4386.8
Operating and other expenses	9742.9	9100.3
Of which: Salaries and related expenses	5935.8	5538.1
Ordinary before-tax provision	4371.5	3174.5
Provision for taxes on ordinary profit	1940.0	1743.1
Ordinary after-tax profit	2431.5	1431.4
Bank's share in the profit of subsidiaries	313.3	186.4
Share of minority shareholders in profit of consolidated companies	-109.0	-67.0
Extraordinary after-tax profit	129.6	-215.3
Net profit	2765.3	1335.5
		1