Information and Reporing Unit, Banking Supervision Division		30/06/2002
Statement for the דקבםמג quarter
Commercial banks and their subsidiaries, Main data, NIS million
Taken from the quarterly report to 30.06.2002. Adjusted to the CPI for  06.2002.
Summary consolidated balance sheet	30.06.2002	31.03.2002
Cash and deposits in banks	92,317	119,374
Securities	109,938	105,662
Credit to the public	578,886	580,581
Credit to the government	9,010	9,608
Investments in companies included on an equity basis	4,204	4,315
Buildings and equipment	10,269	10,282
Other assets	21,633	17,557
Total assets	826,257	847,378
Deposits of the public	677,742	702,600
Deposits of banks	23,582	22,313
Deposits of the government	18,957	20,241
Bonds and subordinated notes	37,176	35,919
Other liabilities	25,268	22,181
Total liabilities	782,725	803,254
Quasi-capital items	342	337
Minority shareholders' rights	1,853	1,846
Equity	41,336	41,940
Summary consolidated profit and loss statement	Six months to
	30.06.2002	30.06.2001
Net interest profit before loan-loss provision	7901.5	8948.3
Loan-loss provision	2829.1	1390.5
Operating and other income	5230.3	5152.7
Of which: Operating income	4422.6	4214.8
Operating and other expenses	8812.1	9083.9
Of which: Salaries and related expenses	5376.9	5757.7
Ordinary before-tax provision	1490.7	3626.6
Provision for taxes on ordinary profit	962.8	1873.3
Ordinary after-tax profit	527.9	1753.3
Bank's share in the profit of subsidiaries	-48.1	-115.6
Share of minority shareholders in profit of consolidated companies	-45.0	-67.0
Extraordinary after-tax profit	36.2	6.1
Net profit	471.0	1576.7
Profit after the effect of the difference between the known index and the "in lieu" index	870.1	1660.7
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