Information and Reporting Unit, Banking Supervision Division		03/12/2001
Statement for the second quarter
Mortgage banks and their subsidiaries, main data, NIS million
Taken from the quarterly report to 30.09.2001. Adjusted to the CPI for  09.2001.
Summary consolidated balance sheet	30.09.2001	31.12.2000
Cash and deposits in banks	1,056	277
Securities	41	58
Credit to the public	99,070	94,934
Credit to the government	4	5
Investments in companies included on an equity basis	0	1
Buildings and equipment	230	235
Other assets	312	261
Total assets	100,713	95,770
Deposits of the public	41,646	41,007
Deposits of banks	47,837	43,990
Deposits of the government	1,772	1,761
Bonds and subordinated notes	3,598	3,292
Other liabilities	404	631
Total liabilities	95,257	90,681
Quasi-capital items	0	0
Minority shareholders' rights	22	25
Equity	5,435	5,064
Summary consolidated profit and loss statement	Nine months to
	30.09.2001	30.09.2000
Net interest profit before loan-loss provision	838.2	813.6
Loan-loss provision	212.1	135.2
Operating and other income	602.1	589.2
Of which: Operating income	587.2	573.1
Operating and other expenses	511.8	478.8
Of which: Salaries and related expenses	277.8	256.9
Ordinary before-tax provision	716.4	788.8
Provision for taxes on ordinary profit	344.1	344.4
Ordinary after-tax profit	372.3	444.4
Bank's share in the profit of subsidiaries	0.0	0.0
Share of minority shareholders in profit of consolidated companies	-1.7	-2.2
Extraordinary after-tax profit	0.0	2.4
Net profit	370.6	444.6
Profit after the effect of the difference between the known index and the "in lieu" index	384.8	417.5
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