Information and Reporting Unit, Banking Supervision Division		03/12/2001
Statement for the second quarter
Commercial banks and their subsidiaries, Main data, NIS million
Taken from the quarterly report to 30.09.2001. Adjusted to the CPI for  09.2001.
Summary consolidated balance sheet	30.09.2001	31.12.2000
Cash and deposits in banks	115,540	121,955
Securities	92,858	87,018
Credit to the public	542,451	501,070
Credit to the government	9,714	13,780
Investments in companies included on an equity basis	3,817	4,121
Buildings and equipment	9,503	9,134
Other assets	16,413	12,501
Total assets	790,296	749,578
Deposits of the public	651,503	622,202
Deposits of banks	23,856	21,501
Deposits of the government	19,259	19,671
Bonds and subordinated notes	33,273	28,704
Other liabilities	21,077	17,394
Total liabilities	748,969	709,473
Quasi-capital items	313	296
Minority shareholders' rights	1,930	1,890
Equity	39,084	37,918
Summary consolidated profit and loss statement	Nine months to
	30.09.2001	30.09.2000
Net interest profit before loan-loss provision	12622.5	12183.6
Loan-loss provision	2823.0	1768.7
Operating and other income	7239.7	7786.7
Of which: Operating income	6016.9	6306.8
Operating and other expenses	12994.2	12775.7
Of which: Salaries and related expenses	8037.5	8103.6
Ordinary before-tax provision	4045.0	5425.9
Provision for taxes on ordinary profit	2060.4	2711.3
Ordinary after-tax profit	1984.6	2714.6
Bank's share in the profit of subsidiaries	-143.1	385.3
Share of minority shareholders in profit of consolidated companies	-109.0	-119.0
Extraordinary after-tax profit	0.6	347.2
Net profit	1733.1	3328.0
Profit after the effect of the difference between the known index and the "in lieu" index	1798.6	3169.2
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