| Statement for the first quarter | ||||
| Mortgage banks and their subsidiaries, main data, NIS million | ||||
| Taken from the quarterly report to 31.03.2001 Adjusted to the CPI for 03.2001 | ||||
| Summary consolidated balance sheet | 31.03.2001 | 31.12.2000 | ||
| Cash and deposits in banks | 1,001 | 291 | ||
| Securities | 156 | 171 | ||
| Credit to the public | 94,963 | 93,966 | ||
| Credit to the government | 5 | 5 | ||
| Investments in companies included on an equity basis | 1 | 1 | ||
| Buildings and equipment | 234 | 238 | ||
| Other assets | 274 | 260 | ||
| Total assets | 96,633 | 94,931 | ||
| Deposits of the public | 41,451 | 41,249 | ||
| Deposits of banks | 43,827 | 42,952 | ||
| Deposits of the government | 1,966 | 1,740 | ||
| Bonds and subordinated notes | 3,590 | 3,281 | ||
| Other liabilities | 605 | 627 | ||
| Total liabilities | 91,438 | 89,849 | ||
| Quasi-capital items | 0 | 0 | ||
| Minority shareholders' rights | 26 | 25 | ||
| Equity | 5,170 | 5,057 | ||
| Summary consolidated profit and loss statement | Three months to | |||
| 31.03.2001 | 31.03.2000 | |||
| Net interest profit before loan-loss provision | 235.5 | 266.6 | ||
| Loan-loss provision | 55.7 | 37.7 | ||
| Operating and other income | 198.5 | 200.4 | ||
| Of which: Operating income | 194.6 | 195.2 | ||
| Operating and other expenses | 173.4 | 160.2 | ||
| Of which: Salaries and related expenses | 100.4 | 87.8 | ||
| Ordinary before-tax provision | 204.9 | 269.2 | ||
| Provision for taxes on ordinary profit | 92.3 | 119.0 | ||
| Ordinary after-tax profit | 112.6 | 150.2 | ||
| Bank's share in the profit of subsidiaries | 0.0 | 0.0 | ||
| Share of minority shareholders in profit | -0.7 | -0.7 | ||
| of consolidated companies | ||||
| Extraordinary after-tax profit | 0.0 | 0.0 | ||
| Net profit | 112.0 | 149.5 | ||
| Profit after the effect of the difference between the | 125.1 | 134.3 | ||
| known index and the "in lieu" index | ||||