| Statement for the first quarter - consolidated | ||||
| The Maritime Bank of Israel Ltd and its subsidiaries, main data, NIS million | ||||
| Taken from the quarterly report to 31.03.2001 Adjusted to the CPI for 03.2001 | ||||
| Summary consolidated balance sheet | 31.03.2001 | 31.12.2000 | Bank's share of the banking system | |
| 31.03.2001 | 31.12.2000 | |||
| Cash and deposits in banks | 209 | 166 | 0.2% | 0.1% |
| Securities | 180 | 169 | 0.2% | 0.2% |
| Credit to the public | 690 | 730 | 0.1% | 0.1% |
| Credit to the government | 0 | 0 | 0.0% | 0.0% |
| Investments in companies included on an equity basis | 15 | 15 | 0.4% | 0.4% |
| Buildings and equipment | 26 | 27 | 0.3% | 0.3% |
| Other assets | 89 | 48 | 0.6% | 0.4% |
| Total assets | 1,209 | 1,156 | 0.2% | 0.2% |
| Deposits of the public | 763 | 707 | 0.1% | 0.1% |
| Deposits of banks | 87 | 123 | 0.4% | 0.6% |
| Deposits of the government | 6 | 7 | 0.0% | 0.0% |
| Bonds and subordinated notes | 19 | 29 | 0.1% | 0.1% |
| Other liabilities | 107 | 67 | 0.5% | 0.4% |
| Total liabilities | 982 | 933 | 0.1% | 0.1% |
| Quasi-capital items | 0 | 0 | 0.0% | 0.0% |
| Minority shareholders' rights | 0 | 0 | ||
| Equity | 227 | 223 | 0.6% | 0.6% |
| Bank's share of the banking system | ||||
| Summary consolidated profit and loss statement | Three months to | Three months to | ||
| 31.03.2001 | 31.03.2000 | 31.03.2001 | 31.03.2000 | |
| Net interest profit before loan-loss provision | 10.3 | 9.4 | 0.3% | 0.2% |
| Loan-loss provision | 0.4 | 0.3 | 0.1% | 0.1% |
| Operating and other income | 6.5 | 19.2 | 0.3% | 0.7% |
| Of which: Operating income | 4.3 | 11.5 | 0.2% | 0.5% |
| Operating and other expenses | 11.7 | 19.7 | 0.3% | 0.5% |
| Of which: Salaries and related expenses | 5.7 | 10.0 | 0.2% | 0.4% |
| Ordinary before-tax provision | 4.7 | 8.6 | 0.3% | 0.5% |
| Provision for taxes on ordinary profit | 0.9 | 3.2 | 0.1% | 0.3% |
| Ordinary after-tax profit | 3.8 | 5.4 | 0.5% | 0.6% |
| Bank's share in the profit of subsidiaries | 0.1 | 0.9 | ||
| Share of minority shareholders in profit | 0.0 | 0.0 | ||
| of consolidated companies | ||||
| Extraordinary after-tax profit | 0.0 | -0.6 | ||
| Net profit | 3.9 | 5.7 | 0.6% | 0.4% |
| Profit after the effect of the difference between the | 4.3 | 5.4 | 0.6% | 0.4% |
| known index and the "in lieu" index | ||||
| Main financial ratios - consolidated (percent) | 31.03.2001 | 31.12.2000 | ||
| Equity/balance-sheet ratio | 18.75 | 19.26 | ||
| Equity/risk-weighted-assets ratio | 24.00 | 25.30 | ||
| Return on equity (net profit/gross weighted-capital ratio) 1 | 7.19 | 14.66 | ||
| Operating income/operating expenses ratio 2 | 55.56 | 99.20 | ||
| 1 annual basis. | ||||
| 2 For three months. Comparative data are annual. | ||||