| Statement for the first quarter - bank | ||||
| Kupat Haoved Haleumi Leashrai Vehisachon Benetanya Aguda Shitufit Ltd, main data, NIS million | ||||
| Taken from the quarterly report to 31.03.2001 Adjusted to the CPI for 03.2001 | ||||
| Summary consolidated balance sheet | 31.03.2001 | 31.12.2000 | Bank's share of the banking system | |
| 31.03.2001 | 31.12.2000 | |||
| Cash and deposits in banks | 58 | 56 | 0.0% | 0.0% |
| Securities | 9 | 9 | 0.0% | 0.0% |
| Credit to the public | 21 | 21 | 0.0% | 0.0% |
| Credit to the government | 0 | 0 | 0.0% | 0.0% |
| Investments in companies included on an equity basis | 0 | 0 | 0.0% | 0.0% |
| Buildings and equipment | 0 | 0 | 0.0% | 0.0% |
| Other assets | 1 | 0 | 0.0% | 0.0% |
| Total assets | 88 | 86 | 0.0% | 0.0% |
| Deposits of the public | 83 | 82 | 0.0% | 0.0% |
| Deposits of banks | 0 | 0 | 0.0% | 0.0% |
| Deposits of the government | 0 | 0 | 0.0% | 0.0% |
| Bonds and subordinated notes | 0 | 0 | 0.0% | 0.0% |
| Other liabilities | 0 | 0 | 0.0% | 0.0% |
| Total liabilities | 83 | 82 | 0.0% | 0.0% |
| Quasi-capital items | 0 | 0 | 0.0% | 0.0% |
| Minority shareholders' rights | ||||
| Equity | 4 | 4 | 0.0% | 0.0% |
| Bank's share of the banking system | ||||
| Summary consolidated profit and loss statement | Three months to | Three months to | ||
| 31.03.2001 | 31.03.2000 | 31.03.2001 | 31.03.2000 | |
| Net interest profit before loan-loss provision | 0.8 | 0.8 | 0.0% | 0.0% |
| Loan-loss provision | 0.0 | 0.0 | 0.0% | 0.0% |
| Operating and other income | 0.3 | 0.3 | 0.0% | 0.0% |
| Of which: Operating income | 0.3 | 0.3 | 0.0% | 0.0% |
| Operating and other expenses | 0.8 | 0.9 | 0.0% | 0.0% |
| Of which: Salaries and related expenses | 0.4 | 0.4 | 0.0% | 0.0% |
| Ordinary before-tax provision | 0.2 | 0.2 | 0.0% | 0.0% |
| Provision for taxes on ordinary profit | 0.1 | 0.1 | 0.0% | 0.0% |
| Ordinary after-tax profit | 0.1 | 0.1 | 0.0% | 0.0% |
| Bank's share in the profit of subsidiaries | 0.0 | 0.0 | ||
| Share of minority shareholders in profit | ||||
| of consolidated companies | ||||
| Extraordinary after-tax profit | 0.0 | 0.0 | ||
| Net profit | 0.1 | 0.1 | 0.0% | 0.0% |
| Profit after the effect of the difference between the | 0.1 | 0.1 | 0.0% | 0.0% |
| known index and the "in lieu" index | ||||
| Main financial ratios - consolidated (percent) | 31.03.2001 | 31.12.2000 | ||
| Equity/balance-sheet ratio | 5.00 | 5.02 | ||
| Equity/risk-weighted-assets ratio | 25.98 | 26.24 | ||
| Return on equity (net profit/gross weighted-capital ratio) 1 | 6.15 | 9.20 | ||
| Operating income/operating expenses ratio 2 | 33.41 | 34.78 | ||
| 1 annual basis. | ||||
| 2 For three months. Comparative data are annual. | ||||