| Statement for the first quarter - bank | ||||
| Bank Polska Kasa Opieki Tel Aviv (Bank Pekao) Ltd, main data, NIS million | ||||
| Taken from the quarterly report to 31.03.2001 Adjusted to the CPI for 03.2001 | ||||
| Summary consolidated balance sheet | 31.03.2001 | 31.12.2000 | Bank's share of the banking system | |
| 31.03.2001 | 31.12.2000 | |||
| Cash and deposits in banks | 80 | 80 | 0.1% | 0.1% |
| Securities | 7 | 11 | 0.0% | 0.0% |
| Credit to the public | 190 | 202 | 0.0% | 0.0% |
| Credit to the government | 0 | 0 | 0.0% | 0.0% |
| Investments in companies included on an equity basis | 0 | 0 | 0.0% | 0.0% |
| Buildings and equipment | 10 | 10 | 0.1% | 0.1% |
| Other assets | 1 | 1 | 0.0% | 0.0% |
| Total assets | 289 | 304 | 0.0% | 0.0% |
| Deposits of the public | 109 | 111 | 0.0% | 0.0% |
| Deposits of banks | 110 | 121 | 0.5% | 0.6% |
| Deposits of the government | 0 | 0 | 0.0% | 0.0% |
| Bonds and subordinated notes | 0 | 0 | 0.0% | 0.0% |
| Other liabilities | 5 | 5 | 0.0% | 0.0% |
| Total liabilities | 223 | 237 | 0.0% | 0.0% |
| Quasi-capital items | 0 | 0 | 0.0% | 0.0% |
| Minority shareholders' rights | ||||
| Equity | 66 | 67 | 0.2% | 0.2% |
| Bank's share of the banking system | ||||
| Summary consolidated profit and loss statement | Three months to | Three months to | ||
| 31.03.2001 | 31.03.2000 | 31.03.2001 | 31.03.2000 | |
| Net interest profit before loan-loss provision | 5.7 | 0.6 | 0.1% | 0.0% |
| Loan-loss provision | 3.0 | -0.2 | 0.5% | 0.0% |
| Operating and other income | 1.5 | 0.8 | 0.1% | 0.0% |
| Of which: Operating income | 0.7 | 0.6 | 0.0% | 0.0% |
| Operating and other expenses | 3.6 | 3.0 | 0.1% | 0.1% |
| Of which: Salaries and related expenses | 2.2 | 1.6 | 0.1% | 0.1% |
| Ordinary before-tax provision | 0.6 | -1.4 | 0.0% | -0.1% |
| Provision for taxes on ordinary profit | 0.0 | 0.0 | 0.0% | 0.0% |
| Ordinary after-tax profit | 0.6 | -1.4 | 0.1% | -0.2% |
| Bank's share in the profit of subsidiaries | 0.0 | 0.0 | ||
| Share of minority shareholders in profit | ||||
| of consolidated companies | ||||
| Extraordinary after-tax profit | 0.0 | 0.0 | ||
| Net profit | 0.6 | -1.4 | 0.1% | -0.1% |
| Profit after the effect of the difference between the | 0.6 | -1.4 | 0.1% | -0.1% |
| known index and the "in lieu" index | ||||
| Main financial ratios - consolidated (percent) | 31.03.2001 | 31.12.2000 | ||
| Equity/balance-sheet ratio | 22.80 | 21.92 | ||
| Equity/risk-weighted-assets ratio | 43.90 | 37.30 | ||
| Return on equity (net profit/gross weighted-capital ratio) 1 | 19.38 | -147.00 | ||
| Operating income/operating expenses ratio 2 | 41.67 | 30.83 | ||
| 1 annual basis. | ||||
| 2 For three months. Comparative data are annual. | ||||