| Statement for the first quarter - consolidated | ||||
| Israel Continental Bank Ltd and its subsidiaries, main data, NIS million | ||||
| Taken from the quarterly report to 31.03.2001 Adjusted to the CPI for 03.2001 | ||||
| Summary consolidated balance sheet | 31.03.2001 | 31.12.2000 | Bank's share of the banking system | |
| 31.03.2001 | 31.12.2000 | |||
| Cash and deposits in banks | 108 | 105 | 0.1% | 0.1% |
| Securities | 49 | 45 | 0.1% | 0.1% |
| Credit to the public | 1,566 | 1,398 | 0.3% | 0.3% |
| Credit to the government | 0 | 0 | 0.0% | 0.0% |
| Investments in companies included on an equity basis | 0 | 0 | 0.0% | 0.0% |
| Buildings and equipment | 6 | 22 | 0.1% | 0.2% |
| Other assets | 81 | 60 | 0.6% | 0.5% |
| Total assets | 1,810 | 1,631 | 0.2% | 0.2% |
| Deposits of the public | 655 | 629 | 0.1% | 0.1% |
| Deposits of banks | 791 | 669 | 3.4% | 3.2% |
| Deposits of the government | 0 | 0 | 0.0% | 0.0% |
| Bonds and subordinated notes | 0 | 0 | 0.0% | 0.0% |
| Other liabilities | 99 | 75 | 0.5% | 0.4% |
| Total liabilities | 1,545 | 1,372 | 0.2% | 0.2% |
| Quasi-capital items | 1 | 1 | 0.0% | 0.0% |
| Minority shareholders' rights | 0 | 0 | ||
| Equity | 265 | 258 | 0.7% | 0.7% |
| Bank's share of the banking system | ||||
| Summary consolidated profit and loss statement | Three months to | Three months to | ||
| 31.03.2001 | 31.03.2000 | 31.03.2001 | 31.03.2000 | |
| Net interest profit before loan-loss provision | 14.6 | 15.6 | 0.4% | 0.4% |
| Loan-loss provision | 2.4 | 1.7 | 0.4% | 0.3% |
| Operating and other income | 2.5 | 2.8 | 0.1% | 0.1% |
| Of which: Operating income | 2.4 | 2.6 | 0.1% | 0.1% |
| Operating and other expenses | 8.4 | 8.9 | 0.2% | 0.2% |
| Of which: Salaries and related expenses | 5.4 | 5.6 | 0.2% | 0.2% |
| Ordinary before-tax provision | 6.3 | 7.8 | 0.4% | 0.4% |
| Provision for taxes on ordinary profit | 2.9 | 3.5 | 0.4% | 0.4% |
| Ordinary after-tax profit | 3.4 | 4.3 | 0.5% | 0.5% |
| Bank's share in the profit of subsidiaries | 0.0 | 0.0 | ||
| Share of minority shareholders in profit | 0.0 | 0.0 | ||
| of consolidated companies | ||||
| Extraordinary after-tax profit | 2.7 | 0.0 | ||
| Net profit | 6.1 | 4.3 | 0.9% | 0.3% |
| Profit after the effect of the difference between the | 6.3 | 3.9 | 0.9% | 0.3% |
| known index and the "in lieu" index | ||||
| Main financial ratios - consolidated (percent) | 31.03.2001 | 31.12.2000 | ||
| Equity/balance-sheet ratio | 14.61 | 15.81 | ||
| Equity/risk-weighted-assets ratio | 14.00 | 14.80 | ||
| Return on equity (net profit/gross weighted-capital ratio) 1 | 6.40 | 5.20 | ||
| Operating income/operating expenses ratio 2 | 29.76 | 29.41 | ||
| 1 annual basis. | ||||
| 2 For three months. Comparative data are annual. | ||||