| Statement for the first quarter - consolidated | ||||
| Investec Clali Bank Ltd and its subsidiaries, main data, NIS million | ||||
| Taken from the quarterly report to 31.03.2001 Adjusted to the CPI for 03.2001 | ||||
| Summary consolidated balance sheet | 31.03.2001 | 31.12.2000 | Bank's share of the banking system | |
| 31.03.2001 | 31.12.2000 | |||
| Cash and deposits in banks | 2,936 | 2,728 | 2.4% | 2.3% |
| Securities | 770 | 943 | 0.9% | 1.1% |
| Credit to the public | 1,833 | 2,142 | 0.4% | 0.4% |
| Credit to the government | 0 | 0 | 0.0% | 0.0% |
| Investments in companies included on an equity basis | 4 | 4 | 0.1% | 0.1% |
| Buildings and equipment | 99 | 98 | 1.1% | 1.1% |
| Other assets | 84 | 39 | 0.6% | 0.3% |
| Total assets | 5,726 | 5,954 | 0.8% | 0.8% |
| Deposits of the public | 5,076 | 5,329 | 0.8% | 0.9% |
| Deposits of banks | 48 | 47 | 0.2% | 0.2% |
| Deposits of the government | 0 | 0 | 0.0% | 0.0% |
| Bonds and subordinated notes | 0 | 0 | 0.0% | 0.0% |
| Other liabilities | 80 | 57 | 0.4% | 0.3% |
| Total liabilities | 5,205 | 5,434 | 0.7% | 0.8% |
| Quasi-capital items | 0 | 0 | 0.0% | 0.0% |
| Minority shareholders' rights | 0 | 0 | ||
| Equity | 521 | 520 | 1.4% | 1.4% |
| Bank's share of the banking system | ||||
| Summary consolidated profit and loss statement | Three months to | Three months to | ||
| 31.03.2001 | 31.03.2000 | 31.03.2001 | 31.03.2000 | |
| Net interest profit before loan-loss provision | 20.3 | 24.0 | 0.5% | 0.6% |
| Loan-loss provision | 15.6 | 0.2 | 2.4% | 0.0% |
| Operating and other income | 16.8 | 29.5 | 0.7% | 1.1% |
| Of which: Operating income | 16.0 | 28.2 | 0.8% | 1.3% |
| Operating and other expenses | 29.3 | 29.7 | 0.7% | 0.7% |
| Of which: Salaries and related expenses | 16.6 | 16.0 | 0.6% | 0.6% |
| Ordinary before-tax provision | -7.8 | 23.6 | -0.6% | 1.3% |
| Provision for taxes on ordinary profit | -3.1 | 11.0 | -0.5% | 1.2% |
| Ordinary after-tax profit | -4.7 | 12.6 | -0.6% | 1.4% |
| Bank's share in the profit of subsidiaries | 0.3 | 0.7 | ||
| Share of minority shareholders in profit | 0.0 | 0.0 | ||
| of consolidated companies | ||||
| Extraordinary after-tax profit | 0.0 | 0.0 | ||
| Net profit | -4.4 | 13.3 | -0.7% | 1.0% |
| Profit after the effect of the difference between the | -3.4 | 12.4 | -0.5% | 1.0% |
| known index and the "in lieu" index | ||||
| Main financial ratios - consolidated (percent) | 31.03.2001 | 31.12.2000 | ||
| Equity/balance-sheet ratio | 9.10 | 8.73 | ||
| Equity/risk-weighted-assets ratio | 19.45 | 18.29 | ||
| Return on equity (net profit/gross weighted-capital ratio) 1 | -3.40 | 7.27 | ||
| Operating income/operating expenses ratio 2 | 57.34 | 79.84 | ||
| 1 annual basis. | ||||
| 2 For three months. Comparative data are annual. | ||||