| Statement for the first quarter - consolidated | ||||
| Bank Leumi Le-Israel B.M and its subsidiaries, main data, NIS million | ||||
| Taken from the quarterly report to 31.03.2001 Adjusted to the CPI for 03.2001 | ||||
| Summary consolidated balance sheet | 31.03.2001 | 31.12.2000 | Bank's share of the banking system | |
| 31.03.2001 | 31.12.2000 | |||
| Cash and deposits in banks | 27,086 | 28,297 | 22.6% | 23.8% |
| Securities | 35,261 | 35,575 | 41.5% | 41.9% |
| Credit to the public | 148,209 | 140,887 | 29.1% | 28.8% |
| Credit to the government | 1,343 | 1,173 | 10.1% | 8.7% |
| Investments in companies included on an equity basis | 1,284 | 1,212 | 33.0% | 30.1% |
| Buildings and equipment | 2,194 | 1,967 | 24.1% | 22.1% |
| Other assets | 4,523 | 4,056 | 30.9% | 33.4% |
| Total assets | 219,900 | 213,167 | 29.1% | 29.2% |
| Deposits of the public | 184,412 | 181,011 | 29.7% | 29.8% |
| Deposits of banks | 4,233 | 3,628 | 18.4% | 17.3% |
| Deposits of the government | 3,928 | 3,755 | 19.9% | 19.6% |
| Bonds and subordinated notes | 7,509 | 6,815 | 24.7% | 24.3% |
| Other liabilities | 7,919 | 6,468 | 38.8% | 38.3% |
| Total liabilities | 208,001 | 201,677 | 29.1% | 29.1% |
| Quasi-capital items | 0 | 0 | 0.0% | 0.0% |
| Minority shareholders' rights | 400 | 397 | ||
| Equity | 11,499 | 11,093 | 30.1% | 29.8% |
| Bank's share of the banking system | ||||
| Summary consolidated profit and loss statement | Three months to | Three months to | ||
| 31.03.2001 | 31.03.2000 | 31.03.2001 | 31.03.2000 | |
| Net interest profit before loan-loss provision | 1246.0 | 1188.0 | 30.4% | 29.1% |
| Loan-loss provision | 91.0 | 109.0 | 14.2% | 19.6% |
| Operating and other income | 624.0 | 700.0 | 26.8% | 26.7% |
| Of which: Operating income | 501.0 | 560.0 | 25.9% | 26.3% |
| Operating and other expenses | 1322.0 | 1282.0 | 30.1% | 29.7% |
| Of which: Salaries and related expenses | 930.0 | 899.0 | 32.4% | 32.5% |
| Ordinary before-tax provision | 457.0 | 497.0 | 32.6% | 27.3% |
| Provision for taxes on ordinary profit | 175.0 | 254.0 | 26.4% | 27.7% |
| Ordinary after-tax profit | 282.0 | 243.0 | 38.2% | 26.8% |
| Bank's share in the profit of subsidiaries | 21.0 | 44.0 | ||
| Share of minority shareholders in profit | -4.0 | 1.0 | ||
| of consolidated companies | ||||
| Extraordinary after-tax profit | 2.0 | 327.0 | ||
| Net profit | 301.0 | 615.0 | 46.6% | 45.3% |
| Profit after the effect of the difference between the | 317.0 | 591.0 | 45.4% | 45.8% |
| known index and the "in lieu" index | ||||
| Main financial ratios - consolidated (percent) | 31.03.2001 | 31.12.2000 | ||
| Equity/balance-sheet ratio | 5.23 | 5.20 | ||
| Equity/risk-weighted-assets ratio | 9.30 | 9.20 | ||
| Return on equity (net profit/gross weighted-capital ratio) 1 | 11.30 | 15.30 | ||
| Operating income/operating expenses ratio 2 | 47.20 | 53.55 | ||
| 1 annual basis. | ||||
| 2 For three months. Comparative data are annual. | ||||