| Sources of data |
The data in this volume are based mainly on returns of the banking corporations to the Supervisor of Banks. Additional information is drawn from the Bank of Israel’s Regulations, while data on price indices comes from the Central Bureau of Statistics. Unless stated otherwise, most balance-sheet data relating to the banking system in Israel are derived from monthly balance-sheets. Information is also drawn from the banking corporations’ published annual statements. Unless stated otherwise, the source of the figures for each year is the last annual statement in which they appear. |
| Presentation of the data:
|
| 1. |
Unless stated otherwise, all data are in nis. |
| 2. |
Unless otherwise specified, data refer to the entire banking system; they are based on data for individual banking corporations, and are not consolidated. |
| 3. |
Nonconsolidated data for banking corporations whose source is published annual statements, or reports to the Supervisor of Banks on profit and loss statements and on overseas offices, incorporate data for overseas offices. |
| 4. |
Data in the tables, as specified in the caption to each table, are presented on one of the following bases: |
| |
a. |
Adjusted to December 2002 prices; comparative adjusted figures (e.g., data from the published financial statements) are also adjusted to this date. |
| |
b. |
Adjusted to prices at end of each reporting period, for any period presented in the table (e.g., the profit and loss statement for 2002 submitted to the Supervisor of Banks is adjusted to end-2002 prices, and that for 2001, to end-2001 prices). |
| |
c. |
Nominal (data on overseas offices, in nominal us dollar terms). |
| 5. |
Annual figures are presented for the last five years, and quarterly or monthly figures for the last two years, according to frequency of returns. |
| 6. |
Some tables also show the following: |
| |
a. |
rates of change (percent) |
| |
b. |
composition (percent). |
| Calculation of rates of change:
|
| 1. |
For figures stated in nominal nis, and in nis adjusted to prices at the end of each period, data are converted to December 2001 prices by the cpi (month of return =100). |
| 2. |
For figures stated in us$, nominal rates of change are given. |
| Presentation of financial reports and notes |
| The published annual reports contain balance sheets and profit and loss statements for a five-year period, while the audited financial statements and the notes to them present data referring to 2- and 3-year periods respectively. In order to relate the notes to a five-year period, we have taken the figures from previous financial statements and adjusted them for inflation, indicating the latest year for which the data were published. |
